FinTech Development

NeoBank Pro

A next-gen digital banking platform with AI-powered financial insights and automated wealth management.

Digital Finance Group
March 2024
10 months
NeoBank Pro - Image 1

Project Overview

We built this secure, cloud-native banking platform enabling fully digital account opening, real-time payments, and AI-driven financial health scoring. The system includes automated savings tools, predictive cash flow analysis, and regulatory compliance features for multiple jurisdictions. Advanced security features include behavioral biometrics and anomaly detection with 24/7 fraud monitoring.

Challenges

  • Meeting PSD2/Open Banking compliance while maintaining performance
  • Detecting fraudulent transactions without false positives
  • Synchronizing ledger updates across microservices
  • Providing real-time financial insights during banking holidays

Solutions

  • Built regulatory API gateway with dynamic consent management
  • Implemented GNN (Graph Neural Network) fraud detection on transaction graphs
  • Designed event-sourced accounting system with Kafka log compaction
  • Created local prediction models for holiday period forecasting

Technologies Used

Java Spring logo
Java Spring
React logo
React
Kubernetes logo
Kubernetes
TensorFlow logo
TensorFlow
Plaid API logo
Plaid API
"This platform allowed us to launch our digital bank in record time with enterprise-grade security and innovative features that set us apart."
Sophia Wong
Sophia Wong
CTO, Digital Finance Group

Project Details

Client

Digital Finance Group

Duration

10 months

Team Size

15 developers/compliance specialists

Budget

$1.2 million

Completion

March 2024

Key Features

AI Financial Coaching
Real-time Payments
Behavioral Biometrics
Automated Savings
Multi-currency Accounts
Regulatory Compliance
Wealth Management Tools

Achievements

100,000+ accounts in first year
$0 fraud losses
40% user engagement increase
95% customer satisfaction

Ready to Start Your Own Project?

Let's create something amazing together. Contact us to discuss how we can bring your vision to life with the same level of excellence and dedication.